See new car, used car, refinance, and lease buyout rates from banks, credit unions, and online lenders side by side. Comparing is free and you don't have to apply.
| Lender | Term | APR (from) | |
|---|---|---|---|
|
SE
State Employees' Credit Union
|
36 mo | 3.75% | Visit |
|
NF
Navy Federal
|
36 mo | 4.19% | Visit |
|
US
USAA
|
36 mo | 4.49% | Visit |
|
RB
Randolph-Brooks FCU
|
60 mo | 4.49% | Visit |
|
AN
Andrews Federal Credit Union
|
36 mo | 4.49% | Visit |
Auto loan rates differ by category. Refinance APRs often come in below new car APRs, and credit unions often beat banks.
Rates come from each lender's own published rate page. We collect some automatically and check the rest by hand. You can compare them without talking to a salesperson or filling out an application.
We pull the latest published APR ranges from the lenders we track and refresh our tables regularly.
Compare advertised rates side-by-side without a credit pull or signup.
We're not a lender. We compare them. Editorial picks aren't influenced by partner relationships.
See how rates have moved over time so you know whether today is a good day to lock in.
"The rate comparison sites I tried either wanted my phone number before they would show me a single rate, or ranked lenders by who paid them. I built this one to show each lender's published rate on one page, sorted by APR, with nothing to fill out."
Michael Mikhjian · Founder, MKN Web Solutions
Plug your loan into our calculator and see how much a 1-point lower APR could save you over the life of the loan.
Open the calculatorPlain-English explainers on rates, refinancing, lease buyouts, credit, and the tactics that cut your monthly payment.
Today's averages by credit tier and term, with how rates have moved over the last 12 months.
The four signals that tell you it's time, and the math behind whether the savings beat the fees.
Five fixes that move FICO scores in 30–60 days and translate into a better APR.