Privacy Policy

This Privacy Policy controls and governs your use and access to the Website and Services (as defined in the Terms and Conditions of Use).

Information We Collect and Retain

Like most website operators, we collect non-personally identifying information of the sort that web-browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request.  Our  purpose in collecting non-personally identifying information is to better understand how its visitors use the Website.  From time to time, we may release non-personally identifying information in the aggregate, e.g. by publishing a report on trends in the usage of the Website.  The resulting logs contain information necessary for analyzing the use of resources, troubleshooting problems, and improving services.  We also collect potentially-personally identifying information like Internet Protocol (IP) addresses, and other personal and demographic information you choose to provide us.

Gathering of Personally-Identifying Information

Certain visitors to the Website choose to interact with the Website in ways that require us to gather personally-identifying information.  The amount and type of information that we gather depends on the nature of the interaction.  In each case, we collect such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with the Website.  Visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain Website-related activities and services.

Protection of Certain Personally-Identifying Information

We disclose potentially personally-identifying and personally-identifying information only to those employees, contractors, and affiliated organizations that need to know that information in order to process it on our behalf or to provide Services available on the Website.  If you have consented for us to do so, we may use your Personal Information to contact you about other products or services available from our affiliates.   If you have consented for us to do so, we may also share your Personal Information with third parties who may contact you about their products or services.  We also share Personal Information where legally required.  Personal Information collected on the Site is stored in whole or in part in the United States, and may be subject to U.S. law.  We may disclose and transfer Personal Information if our business is sold or acquired.

If you are a registered user of the Website and have supplied your email address, we may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with the Website and our Services.

We take all measures reasonably calculated to protect against the unauthorized access, use, alternation, or destruction of potentially personally-identifying and personally-identifying information.

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns.  The Website uses cookies and web beacons to help us identify and track visitors, their usage of the Website, and their website access preferences.

For purposes of the informed consent policy, the duration of a user’s informed consent to the use of all cookies shall not exceed one-year.  Following the expiration of the one-year period from the date of the user’s granting of informed consent, the user shall be again required to either grant us their informed consent for the use of cookies or opt out in a manner set forth above.

Informed Consent Waiver for Cookies

By visiting this website and scrolling, you agree to our cookie policy and that we may use cookies for the best possible user experience.

Information Regarding Cookies and Origin Source

User experience cookies: These cookies are strictly for the use throughout our Website and provide you with the best user experience. Origin source- AutoLoanRate.com.

Analytics cookies: These cookies collect data that is used to help analyze how our Website is being used or how effective our marketing campaigns are.  

Advertising cookies: These cookies allow us to show relevant advertising messages to you based on your interests. 

Your Choices About your Information

You may review, correct, or delete your Personal Information at any time.  Simply log into your account, go to your account profile, and make the necessary changes.  We will delete your Personal Information, but will retain logs, demographic and statistical information about you and keep an archival copy of your Personal Information in an anonymized form.  If your Personal Information was previously accessed by others using the Website, we are unable to delete the Personal Information from their systems.

Right to Opt Out

You have the right to opt out of receiving these type of email communications and need only notify us of your request to no longer receive such emails.  With respect to other request you may send to us (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users.

Visitors of the Website who do not wish to have cookies placed on their computer may opt out by either setting their internet browsers to refuse cookies before using the Website or, in the case of third-party cookies, by opting out directly with the third-party websites, by visiting the websites listed in the reference chart below and making the appropriate changes to the user preference setting. For clarity’s sake, most cookie-like technology such as web beacons are reliant on cookies to function properly, so in many instances declining cookies through a third-party website user preference setting will impair their functioning. Users should be advised that by opting out of receiving cookies, certain features to the Website may not function properly. Users should be further advised that by compliance with our informed consent policy, users have expressly granted their informed consent to the use of all cookies, including but not limited to, first-party Persistent cookies and third-party Session and Persistent cookies. 

California Privacy Policy

If you are a California resident you have the right to request information from us regarding the manner in which we share certain categories of your personal information with third parties, for the third parties’ marketing purposes.  California law provides that you have the right to submit a request to us at our designated address and receive the following information:

  • The categories of information we disclosed to third parties for the third parties’ direct marketing purposes during the preceding calendar year; and 
  • The names and addresses of the third parties that received such information, or if the nature of their business cannot be determined from the name, then examples of the products or services marketed.

You are entitled to receive a copy of this information in a standardized format and the information will not be specific to you individually.  You may make such a request by contacting us at contact@autoloanrate.com.

Privacy Policy Changes

Although most changes are likely to be minor, we may change its Privacy Policy from time to time, and in our sole discretion.  We encourage visitors to frequently check this page for any changes to its Privacy Policy.  Your continued used of the Website after any change in this Privacy Policy will constitute your acceptance of such change.