AutoLoanRate.com tracks MyAutoLoan’s daily lease APRs to help you compare offers quickly. This snapshot covers the 36-, 60-, 72-, and 84-month terms you’re likely considering.
As of 12/03/2025, typical APRs stand at: 36-month 5.24%, 60-month 4.59%, 72-month 5.47%, 84-month 5.24%.
In the past few months, rate movement has been mostly flat for most terms with brief spikes. The 36-month and 84-month terms sat around 5.24% most days, punctuated by a spike to 6.24% on 10/21/2025 and intermittent upticks to 5.74% in early October. The 60-month term hovered near 4.59% for the majority of days, with occasional moves to 5.74%–5.99% in late September to early October 2025. The 72-month rate generally tracked near 5.47%, with short-lived bumps to 5.74% around early October and other select days.
Across the period shown, approximate ranges were: 36m 5.24%–6.24%; 60m 4.59%–5.99%; 72m 5.47%–5.74%; 84m 5.24%–5.99%.
Lock in a rate when you see a comfortable number you can live with, especially if your finances are ready to go.
Compare across terms. A lower APR on a longer term may save less overall than a slightly higher APR on a shorter term, once interest is tallied.
Look for lender promotions or discounts that can shave 0.25%–0.50% off APRs when you qualify.
Balance monthly payment against total cost. Longer terms reduce monthly bills but may increase total interest paid over the life of the loan.
Get prequalified to gauge rates without affecting credit, then shop several lenders to confirm the best offer.
Rates move with inflation trends and policy signals. If inflation cools and the Fed holds policy steady, APRs could drift lower or stabilize near current levels. If inflation accelerates or growth accelerates, rates may edge higher. Watch CPI data and central-bank commentary for clues, plus lender funding costs that can drive short-term shifts.
We’re here to help you find the best auto loan rates with up-to-date data and practical tips. Use our daily snapshot to time your purchase or refinancing and maximize savings.
|
Date |
APR |
|
12/03/2025 |
5.24% |
|
12/02/2025 |
5.24% |
|
12/01/2025 |
5.24% |
|
11/30/2025 |
5.24% |
|
11/29/2025 |
5.24% |
|
11/28/2025 |
5.24% |
|
11/27/2025 |
5.24% |
|
11/26/2025 |
5.24% |
|
11/25/2025 |
5.24% |
|
11/24/2025 |
5.24% |
|
11/23/2025 |
5.24% |
|
11/22/2025 |
5.24% |
|
11/21/2025 |
5.24% |
|
11/20/2025 |
5.24% |
|
11/19/2025 |
5.24% |
|
11/18/2025 |
5.24% |
|
11/17/2025 |
5.24% |
|
11/16/2025 |
5.24% |
|
11/15/2025 |
5.24% |
|
11/14/2025 |
5.24% |
|
11/13/2025 |
5.24% |
|
11/12/2025 |
5.24% |
|
11/11/2025 |
5.24% |
|
11/10/2025 |
5.24% |
|
11/09/2025 |
5.24% |
|
11/08/2025 |
5.24% |
|
11/07/2025 |
5.24% |
|
11/06/2025 |
5.24% |
|
11/05/2025 |
5.24% |
|
11/04/2025 |
5.24% |
|
11/03/2025 |
5.24% |
|
11/02/2025 |
5.24% |
|
11/01/2025 |
5.24% |
|
10/31/2025 |
5.24% |
|
10/30/2025 |
5.24% |
|
10/29/2025 |
5.24% |
|
10/28/2025 |
5.24% |
|
10/27/2025 |
5.24% |
|
10/26/2025 |
5.24% |
|
10/25/2025 |
5.24% |
|
10/24/2025 |
5.24% |
|
10/23/2025 |
5.24% |
|
10/22/2025 |
5.24% |
|
10/21/2025 |
6.24% |
|
10/20/2025 |
6.24% |
|
10/19/2025 |
6.24% |
|
10/18/2025 |
6.24% |
|
10/17/2025 |
6.24% |
|
10/16/2025 |
6.24% |
|
10/15/2025 |
6.24% |
|
10/14/2025 |
6.24% |
|
10/13/2025 |
6.24% |
|
10/12/2025 |
6.24% |
|
10/11/2025 |
6.24% |
|
10/10/2025 |
6.24% |
|
10/09/2025 |
6.24% |
|
10/08/2025 |
6.24% |
|
10/07/2025 |
5.24% |
|
10/06/2025 |
5.24% |
|
10/05/2025 |
5.24% |
|
10/04/2025 |
5.24% |
|
10/03/2025 |
5.24% |
|
10/02/2025 |
5.24% |
|
10/01/2025 |
5.24% |
|
09/30/2025 |
5.24% |
|
09/29/2025 |
5.24% |
|
09/28/2025 |
5.24% |
|
09/27/2025 |
5.24% |
|
09/26/2025 |
5.24% |
|
09/25/2025 |
5.24% |
|
09/24/2025 |
5.24% |
|
09/23/2025 |
5.24% |
|
09/22/2025 |
5.24% |
|
09/21/2025 |
5.24% |
|
09/20/2025 |
5.24% |
|
09/19/2025 |
5.24% |
|
09/18/2025 |
5.24% |
|
09/17/2025 |
5.24% |
|
09/16/2025 |
5.24% |
|
09/15/2025 |
5.24% |
|
09/14/2025 |
5.24% |
|
09/13/2025 |
5.24% |
|
09/12/2025 |
5.24% |
|
09/11/2025 |
5.24% |
|
09/10/2025 |
5.24% |
|
09/09/2025 |
5.24% |
|
09/08/2025 |
5.24% |
|
09/07/2025 |
5.24% |
|
09/06/2025 |
5.24% |
|
09/05/2025 |
5.24% |
|
Date |
APR |
|
12/03/2025 |
4.59% |
|
12/02/2025 |
4.59% |
|
12/01/2025 |
4.59% |
|
11/30/2025 |
4.59% |
|
11/29/2025 |
4.59% |
|
11/28/2025 |
4.59% |
|
11/27/2025 |
4.59% |
|
11/26/2025 |
4.59% |
|
11/25/2025 |
4.59% |
|
11/24/2025 |
4.59% |
|
11/23/2025 |
4.59% |
|
11/22/2025 |
4.59% |
|
11/21/2025 |
4.59% |
|
11/20/2025 |
4.59% |
|
11/19/2025 |
4.59% |
|
11/18/2025 |
4.59% |
|
11/17/2025 |
4.59% |
|
11/16/2025 |
4.59% |
|
11/15/2025 |
4.59% |
|
11/14/2025 |
4.59% |
|
11/13/2025 |
4.59% |
|
11/12/2025 |
4.59% |
|
11/11/2025 |
4.59% |
|
11/10/2025 |
4.59% |
|
11/09/2025 |
4.59% |
|
11/08/2025 |
4.59% |
|
11/07/2025 |
4.59% |
|
11/06/2025 |
4.59% |
|
11/05/2025 |
4.59% |
|
11/04/2025 |
4.59% |
|
11/03/2025 |
4.59% |
|
11/02/2025 |
4.59% |
|
11/01/2025 |
4.59% |
|
10/31/2025 |
4.59% |
|
10/30/2025 |
4.59% |
|
10/29/2025 |
4.59% |
|
10/28/2025 |
4.59% |
|
10/27/2025 |
4.59% |
|
10/26/2025 |
4.59% |
|
10/25/2025 |
4.59% |
|
10/24/2025 |
4.59% |
|
10/23/2025 |
4.59% |
|
10/22/2025 |
4.59% |
|
10/21/2025 |
4.59% |
|
10/20/2025 |
4.59% |
|
10/19/2025 |
4.59% |
|
10/18/2025 |
4.59% |
|
10/17/2025 |
4.59% |
|
10/16/2025 |
4.59% |
|
10/15/2025 |
4.59% |
|
10/14/2025 |
4.59% |
|
10/13/2025 |
4.59% |
|
10/12/2025 |
4.59% |
|
10/11/2025 |
4.59% |
|
10/10/2025 |
4.59% |
|
10/09/2025 |
4.59% |
|
10/08/2025 |
4.59% |
|
10/07/2025 |
4.59% |
|
10/06/2025 |
4.59% |
|
10/05/2025 |
4.59% |
|
10/04/2025 |
4.59% |
|
10/03/2025 |
4.59% |
|
10/02/2025 |
4.59% |
|
10/01/2025 |
4.59% |
|
09/30/2025 |
4.59% |
|
09/29/2025 |
4.59% |
|
09/28/2025 |
4.59% |
|
09/27/2025 |
4.59% |
|
09/26/2025 |
4.59% |
|
09/25/2025 |
4.59% |
|
09/24/2025 |
4.59% |
|
09/23/2025 |
4.59% |
|
09/22/2025 |
4.59% |
|
09/21/2025 |
4.59% |
|
09/20/2025 |
4.59% |
|
09/19/2025 |
4.59% |
|
09/18/2025 |
4.59% |
|
09/17/2025 |
4.59% |
|
09/16/2025 |
4.59% |
|
09/15/2025 |
4.59% |
|
09/14/2025 |
4.59% |
|
09/13/2025 |
4.59% |
|
09/12/2025 |
4.59% |
|
09/11/2025 |
4.59% |
|
09/10/2025 |
4.59% |
|
09/09/2025 |
4.59% |
|
09/08/2025 |
4.59% |
|
09/07/2025 |
4.59% |
|
09/06/2025 |
4.59% |
|
09/05/2025 |
4.59% |
|
Date |
APR |
|
12/03/2025 |
5.47% |
|
12/02/2025 |
5.47% |
|
12/01/2025 |
5.47% |
|
11/30/2025 |
5.47% |
|
11/29/2025 |
5.47% |
|
11/28/2025 |
5.47% |
|
11/27/2025 |
5.47% |
|
11/26/2025 |
5.47% |
|
11/25/2025 |
5.47% |
|
11/24/2025 |
5.47% |
|
11/23/2025 |
5.47% |
|
11/22/2025 |
5.47% |
|
11/21/2025 |
5.47% |
|
11/20/2025 |
5.47% |
|
11/19/2025 |
5.47% |
|
11/18/2025 |
5.47% |
|
11/17/2025 |
5.47% |
|
11/16/2025 |
5.47% |
|
11/15/2025 |
5.47% |
|
11/14/2025 |
5.47% |
|
11/13/2025 |
5.47% |
|
11/12/2025 |
5.47% |
|
11/11/2025 |
5.47% |
|
11/10/2025 |
5.47% |
|
11/09/2025 |
5.47% |
|
11/08/2025 |
5.47% |
|
11/07/2025 |
5.47% |
|
11/06/2025 |
5.47% |
|
11/05/2025 |
5.47% |
|
11/04/2025 |
5.47% |
|
11/03/2025 |
5.47% |
|
11/02/2025 |
5.47% |
|
11/01/2025 |
5.47% |
|
10/31/2025 |
5.47% |
|
10/30/2025 |
5.47% |
|
10/29/2025 |
5.47% |
|
10/28/2025 |
5.47% |
|
10/27/2025 |
5.47% |
|
10/26/2025 |
5.47% |
|
10/25/2025 |
5.47% |
|
10/24/2025 |
5.47% |
|
10/23/2025 |
5.47% |
|
10/22/2025 |
5.47% |
|
10/21/2025 |
5.47% |
|
10/20/2025 |
5.47% |
|
10/19/2025 |
5.47% |
|
10/18/2025 |
5.47% |
|
10/17/2025 |
5.47% |
|
10/16/2025 |
5.47% |
|
10/15/2025 |
5.47% |
|
10/14/2025 |
5.47% |
|
10/13/2025 |
5.47% |
|
10/12/2025 |
5.47% |
|
10/11/2025 |
5.47% |
|
10/10/2025 |
5.47% |
|
10/09/2025 |
5.47% |
|
10/08/2025 |
5.47% |
|
10/07/2025 |
5.74% |
|
10/06/2025 |
5.74% |
|
10/05/2025 |
5.74% |
|
10/04/2025 |
5.74% |
|
10/03/2025 |
5.74% |
|
10/02/2025 |
5.74% |
|
10/01/2025 |
5.74% |
|
09/30/2025 |
5.74% |
|
09/29/2025 |
5.74% |
|
09/28/2025 |
5.74% |
|
09/27/2025 |
5.74% |
|
09/26/2025 |
5.74% |
|
09/25/2025 |
5.74% |
|
09/24/2025 |
5.74% |
|
09/23/2025 |
5.74% |
|
09/22/2025 |
5.74% |
|
09/21/2025 |
5.74% |
|
09/20/2025 |
5.74% |
|
09/19/2025 |
5.74% |
|
09/18/2025 |
5.74% |
|
09/17/2025 |
5.74% |
|
09/16/2025 |
5.74% |
|
09/15/2025 |
5.74% |
|
09/14/2025 |
5.74% |
|
09/13/2025 |
5.74% |
|
09/12/2025 |
5.74% |
|
09/11/2025 |
5.74% |
|
09/10/2025 |
5.74% |
|
09/09/2025 |
5.74% |
|
09/08/2025 |
5.74% |
|
09/07/2025 |
5.74% |
|
09/06/2025 |
5.74% |
|
09/05/2025 |
5.74% |
|
Date |
APR |
|
12/03/2025 |
5.24% |
|
12/02/2025 |
5.24% |
|
12/01/2025 |
5.24% |
|
11/30/2025 |
5.24% |
|
11/29/2025 |
5.24% |
|
11/28/2025 |
5.24% |
|
11/27/2025 |
5.24% |
|
11/26/2025 |
5.24% |
|
11/25/2025 |
5.24% |
|
11/24/2025 |
5.24% |
|
11/23/2025 |
5.24% |
|
11/22/2025 |
5.24% |
|
11/21/2025 |
5.24% |
|
11/20/2025 |
5.24% |
|
11/19/2025 |
5.24% |
|
11/18/2025 |
5.24% |
|
11/17/2025 |
5.24% |
|
11/16/2025 |
5.24% |
|
11/15/2025 |
5.24% |
|
11/14/2025 |
5.24% |
|
11/13/2025 |
5.24% |
|
11/12/2025 |
5.24% |
|
11/11/2025 |
5.24% |
|
11/10/2025 |
5.24% |
|
11/09/2025 |
5.24% |
|
11/08/2025 |
5.24% |
|
11/07/2025 |
5.24% |
|
11/06/2025 |
5.24% |
|
11/05/2025 |
5.24% |
|
11/04/2025 |
5.24% |
|
11/03/2025 |
5.24% |
|
11/02/2025 |
5.24% |
|
11/01/2025 |
5.24% |
|
10/31/2025 |
5.24% |
|
10/30/2025 |
5.24% |
|
10/29/2025 |
5.24% |
|
10/28/2025 |
5.24% |
|
10/27/2025 |
5.24% |
|
10/26/2025 |
5.24% |
|
10/25/2025 |
5.24% |
|
10/24/2025 |
5.24% |
|
10/23/2025 |
5.24% |
|
10/22/2025 |
5.24% |
|
10/21/2025 |
5.24% |
|
10/20/2025 |
5.24% |
|
10/19/2025 |
5.24% |
|
10/18/2025 |
5.24% |
|
10/17/2025 |
5.24% |
|
10/16/2025 |
5.24% |
|
10/15/2025 |
5.24% |
|
10/14/2025 |
5.24% |
|
10/13/2025 |
5.24% |
|
10/12/2025 |
5.24% |
|
10/11/2025 |
5.24% |
|
10/10/2025 |
5.24% |
|
10/09/2025 |
5.24% |
|
10/08/2025 |
5.24% |
|
10/07/2025 |
5.24% |
|
10/06/2025 |
5.24% |
|
10/05/2025 |
5.24% |
|
10/04/2025 |
5.24% |
|
10/03/2025 |
5.24% |
|
10/02/2025 |
5.24% |
|
10/01/2025 |
5.24% |
|
09/30/2025 |
5.24% |
|
09/29/2025 |
5.24% |
|
09/28/2025 |
5.24% |
|
09/27/2025 |
5.24% |
|
09/26/2025 |
5.24% |
|
09/25/2025 |
5.24% |
|
09/24/2025 |
5.24% |
|
09/23/2025 |
5.24% |
|
09/22/2025 |
5.24% |
|
09/21/2025 |
5.99% |
|
09/20/2025 |
5.99% |
|
09/19/2025 |
5.99% |
|
09/18/2025 |
5.99% |
|
09/17/2025 |
5.99% |
|
09/16/2025 |
5.99% |
|
09/15/2025 |
5.99% |
|
09/14/2025 |
5.99% |
|
09/13/2025 |
5.99% |
|
09/12/2025 |
5.99% |
|
09/11/2025 |
5.99% |
|
09/10/2025 |
5.99% |
|
09/09/2025 |
5.99% |
|
09/08/2025 |
5.99% |
|
09/07/2025 |
5.99% |
|
09/06/2025 |
5.99% |
|
09/05/2025 |
5.99% |